/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.block{display:block}.contents{display:contents}.hidden{display:none}.table{display:table}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}}:root{--ink:#0e4349;--ink-deep:#082f34;--teal:#1bb8b7;--teal-bright:#21cfca;--paper:#f7f8f4;--white:#fff;--muted:#627477;--line:#d9e2df}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:#13383d;font-family:var(--font-manrope), Arial, sans-serif;margin:0}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}:where(a,button,input,select,textarea,summary):focus-visible{outline-offset:3px;outline:3px solid #21cfca73}.site-header{z-index:50;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#f7f8f4f0;border-bottom:1px solid #0e43491a;justify-content:space-between;align-items:center;gap:30px;height:92px;padding:0 clamp(24px,5vw,76px);display:flex;position:sticky;top:0}.brand{align-items:center;gap:11px;min-width:max-content;display:flex}.brand img{object-fit:cover;border-radius:10px;width:44px;height:44px}.brand span{line-height:1;display:grid}.brand strong{color:var(--ink);font-family:var(--font-jakarta), sans-serif;letter-spacing:-.8px;font-size:25px}.brand small{color:var(--muted);letter-spacing:.15px;margin-top:6px;font-size:10px}nav{align-items:center;gap:clamp(22px,3vw,45px);font-size:14px;font-weight:700;display:flex}nav a{transition:color .2s}nav a:hover{color:var(--teal)}.header-cta{color:var(--white);background:var(--ink);border-radius:8px;padding:13px 21px;font-size:13px;font-weight:800}.hero{background:var(--ink-deep);min-height:760px;color:var(--white);flex-direction:column;justify-content:center;padding:110px clamp(24px,9vw,145px) 54px;display:flex;position:relative;overflow:hidden}.hero:after{content:"";border:1px solid #21cfca29;border-radius:50%;width:690px;height:690px;position:absolute;top:20px;right:-110px;box-shadow:0 0 0 85px #21cfca09,0 0 0 170px #21cfca06}.hero-glow{background:radial-gradient(circle,#1bb8b72e,#0000 60%);height:80%;position:absolute;inset:auto -5% -50% 30%}.eyebrow,.kicker{letter-spacing:2.2px;color:var(--teal);font-size:11px;font-weight:800;line-height:1.4}.eyebrow{z-index:2;align-items:center;gap:10px;display:flex;position:relative}.eyebrow span{background:var(--teal);width:28px;height:2px}.hero h1{z-index:2;max-width:980px;font-family:var(--font-jakarta), sans-serif;letter-spacing:-5.5px;margin:24px 0;font-size:clamp(54px,7.2vw,105px);font-weight:650;line-height:.98;position:relative}.hero h1 em{color:var(--teal-bright);font-style:normal}.hero-copy{z-index:2;color:#c6d6d5;max-width:685px;margin:0;font-size:clamp(17px,1.5vw,21px);line-height:1.7;position:relative}.hero-actions{z-index:2;flex-wrap:wrap;gap:14px;margin-top:30px;display:flex;position:relative}.button{cursor:pointer;border:1px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:18px;min-height:54px;padding:0 25px;font-size:14px;font-weight:800;transition:transform .2s,background .2s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button.primary{color:#06383d;background:var(--teal-bright)}.button.secondary{color:#fff;background:0 0;border-color:#ffffff47}.trust-row{z-index:2;color:#c3d4d3;flex-wrap:wrap;gap:12px 24px;margin-top:28px;font-size:12px;font-weight:700;display:flex;position:relative}.trust-row b{color:var(--teal-bright);margin-right:7px}.section{padding:110px clamp(24px,7vw,110px)}.section-heading{justify-content:space-between;align-items:end;gap:60px;margin-bottom:50px;display:flex}.section-heading h2,.process h2,.about h2,.transparency h2,.faq h2,.contact h2{font-family:var(--font-jakarta), sans-serif;letter-spacing:-3.5px;color:var(--ink);margin:15px 0 0;font-size:clamp(38px,5vw,67px);line-height:1.08}.section-heading>p{max-width:440px;color:var(--muted);font-size:16px;line-height:1.75}.service-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.service-card{background:var(--white);border:1px solid var(--line);min-height:390px;color:var(--ink);cursor:pointer;border-radius:12px;flex-direction:column;padding:33px;text-decoration:none;transition:transform .25s,box-shadow .25s,border-color .25s,background-color .25s;display:flex;position:relative}.service-card:hover,.service-card:focus-visible{background:#fcfffe;border-color:#1bb8b77a;outline:none;transform:translateY(-7px);box-shadow:0 22px 60px #0e434921}.service-number{color:#a8b8b7;font-size:12px;font-weight:800;position:absolute;top:25px;right:25px}.service-icon{width:54px;height:54px;color:var(--ink);background:#e2f5f3;border-radius:50%;place-items:center;font-size:24px;font-weight:700;display:grid}.service-card h3{font-family:var(--font-jakarta), sans-serif;letter-spacing:-1px;color:var(--ink);margin:48px 0 14px;font-size:25px}.service-card p{color:var(--muted);margin:0;line-height:1.75}.service-card-cta{color:var(--ink);border-top:1px solid var(--line);justify-content:space-between;margin-top:auto;padding-top:30px;font-size:13px;font-weight:800;display:flex}.service-card-cta>span{transition:transform .25s}.service-card:hover .service-card-cta>span,.service-card:focus-visible .service-card-cta>span{transform:translate(6px)}.process{background:var(--ink);color:#fff;grid-template-columns:.85fr 1.15fr;gap:clamp(60px,9vw,150px);display:grid}.process h2,.transparency h2,.contact h2{color:#fff}.kicker.light{color:var(--teal-bright)}.process-intro>p:last-child{color:#b5c9c8;max-width:500px;font-size:16px;line-height:1.8}.steps{border-top:1px solid #ffffff29}.step{border-bottom:1px solid #ffffff29;grid-template-columns:60px 1fr;gap:24px;padding:28px 0;display:grid}.step>span{color:var(--teal-bright);font-size:12px;font-weight:800}.step h3{font-family:var(--font-jakarta), sans-serif;margin:0 0 8px;font-size:21px}.step p{color:#aac0bf;margin:0;font-size:14px;line-height:1.7}.why-credora{background:#edf4f1;grid-template-columns:.8fr 1.2fr;align-items:start;gap:clamp(50px,8vw,120px);display:grid}.why-heading h2{font-family:var(--font-jakarta), sans-serif;color:var(--ink);letter-spacing:-3.5px;margin:15px 0 20px;font-size:clamp(38px,5vw,67px);line-height:1.08}.why-heading>p:last-child{max-width:520px;color:var(--muted);line-height:1.75}.why-grid{border-top:1px solid #bdceca;border-left:1px solid #bdceca;grid-template-columns:1fr 1fr;display:grid}.why-grid article{background:#ffffff5c;border-bottom:1px solid #bdceca;border-right:1px solid #bdceca;min-height:230px;padding:28px}.why-grid article>span{color:var(--teal);letter-spacing:1px;font-size:11px;font-weight:850}.why-grid h3{font-family:var(--font-jakarta), sans-serif;color:var(--ink);letter-spacing:-.7px;margin:30px 0 10px;font-size:20px}.why-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.7}.about{grid-template-columns:.85fr 1.15fr;align-items:center;gap:clamp(55px,9vw,140px);display:grid}.about-mark{background:var(--ink);border-radius:12px;place-items:center;min-height:570px;display:grid;position:relative;overflow:hidden}.about-mark:before{content:"";border:1px solid #21cfca40;border-radius:50%;width:420px;height:420px;position:absolute}.about-mark img{object-fit:cover;border-radius:50%;width:68%;height:68%;position:relative}.about-lead{font-weight:650;color:var(--ink)!important;font-size:21px!important}.about-copy>p{color:var(--muted);font-size:16px;line-height:1.8}.about-signoff{border-top:1px solid var(--line);gap:4px;margin-top:38px;padding-top:24px;display:grid}.about-signoff strong{font-family:var(--font-jakarta), sans-serif;color:var(--ink);font-size:19px}.about-signoff span{color:var(--muted);font-size:13px}.transparency{color:#fff;background:#0a3439;padding:100px clamp(24px,9vw,145px)}.transparency h2{max-width:800px}.transparency-grid{border-top:1px solid #ffffff2e;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:60px;padding-top:35px;display:grid}.transparency-grid p{color:#acc1c0;margin:0;line-height:1.7}.transparency-grid b{color:#fff}.faq{grid-template-columns:.75fr 1.25fr;gap:clamp(50px,9vw,140px);display:grid}.faq-list{border-top:1px solid #b8c8c5}details{border-bottom:1px solid #b8c8c5}summary{cursor:pointer;color:var(--ink);justify-content:space-between;gap:20px;padding:25px 0;font-weight:800;list-style:none;display:flex}summary::-webkit-details-marker{display:none}summary span{color:var(--teal);font-size:23px;line-height:.8;transition:transform .2s}details[open] summary span{transform:rotate(45deg)}details p{color:var(--muted);margin:-5px 40px 26px 0;font-size:14px;line-height:1.75}.contact{background:var(--ink);color:#fff;grid-template-columns:.9fr 1.1fr;gap:clamp(55px,8vw,120px);padding:100px clamp(24px,9vw,145px);display:grid}.contact-copy>p{color:#b5c8c7;max-width:520px;line-height:1.8}.contact-copy .contact-assurance{color:#d5e2e1;flex-wrap:wrap;gap:8px 18px;margin-top:22px;font-size:13px;line-height:1.6;display:flex}.contact-assurance b{color:var(--teal-bright)}.direct-contact{gap:18px;margin-top:45px;display:grid}.direct-contact a{gap:4px;display:grid}.direct-contact span{color:#8daaa8;text-transform:uppercase;letter-spacing:1.5px;font-size:11px}.direct-contact strong{font-size:18px}.contact-form{color:var(--ink);background:#fff;border-radius:12px;gap:18px;padding:clamp(25px,4vw,45px);display:grid}.contact-form label{gap:8px;font-size:12px;font-weight:800;display:grid}.contact-form label small{color:#829492;font-weight:500}.contact-form input,.contact-form select,.contact-form textarea{color:#153f44;background:#f5f7f4;border:1px solid #d8e1df;border-radius:7px;outline:none;width:100%;padding:14px;transition:border .2s,box-shadow .2s}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px #1bb8b71f}.contact-form textarea{resize:vertical}.form-grid{grid-template-columns:1fr 1fr;gap:14px;display:grid}.contact-form .consent{color:var(--muted);grid-template-columns:auto 1fr;align-items:flex-start;gap:10px;font-weight:500;line-height:1.5;display:flex}.contact-form .consent input{width:16px;accent-color:var(--teal);margin-top:2px}.consent a{color:var(--ink);text-decoration:underline}.form-button{border:0;width:100%}.form-button:disabled{opacity:.65;cursor:wait;transform:none}.form-note{text-align:center;color:#829492;margin:-4px 0 0;font-size:10px;line-height:1.5}.website-field{width:1px!important;height:1px!important;position:absolute!important;left:-10000px!important;overflow:hidden!important}.form-error,.form-success{border-radius:8px;gap:8px;padding:16px;font-size:13px;line-height:1.55;display:grid}.form-error{color:#8b2f2a;background:#fff1f0;border:1px solid #f0c8c5}.form-error a,.form-success>a:last-child{font-weight:800;text-decoration:underline}.form-success{color:var(--ink);background:#e6f7f4;border:1px solid #b8e5df}.form-success .button{margin-top:5px;text-decoration:none}.form-success-complete{text-align:center;outline:none;align-content:center;justify-items:stretch;gap:14px;min-height:100%;padding:clamp(24px,5vw,44px)}.form-success-complete .kicker{color:#087d7c;margin:0}.form-success-complete>strong{font-family:var(--font-jakarta), sans-serif;font-size:clamp(24px,4vw,36px);line-height:1.15}.form-success-complete>span:not(.form-success-icon){max-width:560px;color:var(--muted);margin:0 auto 4px;font-size:14px}.form-success-icon{background:var(--teal);color:#052f33;border-radius:50%;place-items:center;width:58px;height:58px;margin:0 auto 2px;font-size:30px;font-weight:900;display:grid}.form-success-complete .button{justify-content:center;width:100%}.form-success-complete .secondary{color:var(--ink);background:0 0;border-color:#b8cbc8}.form-reset{color:var(--muted);font:inherit;cursor:pointer;background:0 0;border:0;border-bottom:1px solid;justify-self:center;padding:2px 0;font-size:12px;font-weight:800}.calculator-section{background:var(--ink-deep);color:#fff;grid-template-columns:.9fr 1.1fr;align-items:center;gap:clamp(45px,8vw,120px);padding:110px clamp(24px,7vw,110px);display:grid}.calculator-copy h2{font-family:var(--font-jakarta), sans-serif;letter-spacing:-3.5px;margin:15px 0 24px;font-size:clamp(38px,5vw,67px);line-height:1.08}.calculator-copy>p:not(.kicker){color:#c6d6d5;font-size:16px;line-height:1.75}.calculator-warning{background:#21cfca0f;border:1px solid #21cfca40;border-radius:9px;margin-top:28px;padding:18px;font-size:13px!important}.calculator-card{color:var(--ink);background:#fff;border-radius:13px;gap:22px;padding:clamp(24px,4vw,42px);display:grid;box-shadow:0 24px 70px #0000002e}.calculator-mode-tabs{background:#edf3f0;border-radius:10px;grid-template-columns:repeat(3,1fr);gap:6px;padding:5px;display:grid}.calculator-mode-tabs button{color:#667a77;min-height:46px;font:inherit;cursor:pointer;background:0 0;border:0;border-radius:7px;padding:9px 7px;font-size:11px;font-weight:850;transition:background .2s,color .2s,box-shadow .2s}.calculator-mode-tabs button.active{color:var(--ink);background:#fff;box-shadow:0 2px 10px #06383d1a}.calculator-options-row{grid-template-columns:1.35fr .65fr;align-items:end;gap:12px;display:grid}.calculator-choice{gap:7px;display:grid}.calculator-choice>span,.calculator-fixed-currency span{color:var(--muted);text-transform:uppercase;letter-spacing:.7px;font-size:10px;font-weight:800}.calculator-choice>div{grid-template-columns:1fr 1fr;gap:5px;display:grid}.calculator-choice button{border:1px solid var(--line);min-height:38px;color:var(--muted);font:inherit;cursor:pointer;background:#fff;border-radius:7px;padding:7px;font-size:10px;font-weight:800}.calculator-choice button.active{border-color:var(--teal);color:#087f7e;background:#e9f8f5}.calculator-currency{min-width:150px}.calculator-fixed-currency{align-content:end;justify-items:end;gap:7px;min-height:61px;display:grid}.calculator-fixed-currency strong{border:1px solid var(--line);text-align:center;border-radius:7px;min-width:70px;padding:10px 15px;font-size:11px}.calculator-select-label{color:var(--muted);text-transform:uppercase;letter-spacing:.7px;gap:7px;font-size:10px;font-weight:800;display:grid}.calculator-select-label select{border:1px solid var(--line);width:100%;min-height:40px;color:var(--ink);font:inherit;background:#fff;border-radius:7px;outline:none;padding:8px 11px;font-size:11px;font-weight:750}.calculator-context-note{min-height:40px;color:var(--muted);align-items:center;margin:0;font-size:11px;font-weight:750;display:flex}.calculator-fields{grid-template-columns:1.25fr .85fr;gap:20px;display:grid}.calculator-control{align-content:start;gap:8px;min-width:0;display:grid}.calculator-control>label{color:var(--ink);font-size:12px;font-weight:850}.calculator-control label small{color:var(--muted);font-weight:650}.calculator-label-row{justify-content:space-between;align-items:baseline;gap:10px;min-height:18px;display:flex}.calculator-label-row label{color:var(--ink);font-size:12px;font-weight:850}.calculator-label-row span{color:#087f7e;font-size:10px;font-weight:850}.calculator-input-shell{border:1px solid var(--line);background:#f5f7f4;border-radius:9px;align-items:center;min-width:0;min-height:54px;transition:border-color .2s,box-shadow .2s;display:flex}.calculator-input-shell:focus-within{border-color:var(--teal);box-shadow:0 0 0 3px #1bb8b71f}.calculator-input-shell.invalid{background:#fff9f7;border-color:#d99b91}.calculator-input-shell input{width:100%;min-width:0;color:var(--ink);font-family:var(--font-jakarta), sans-serif;background:0 0;border:0;outline:none;flex:1;padding:14px 4px 14px 14px;font-size:18px;font-weight:800}.calculator-input-shell input::placeholder{color:#91a09e;font-family:inherit;font-size:13px;font-weight:650}.calculator-input-shell>span{color:var(--muted);flex:none;padding:0 14px 0 8px;font-size:11px;font-weight:850}.calculator-clear{color:#81908e;cursor:pointer;background:0 0;border:0;border-radius:50%;flex:0 0 34px;place-items:center;width:34px;height:34px;font-size:20px;line-height:1;display:grid}.calculator-clear:hover{color:var(--ink);background:#e6ece9}.calculator-range-wrap{gap:2px;padding-top:3px;display:grid}.calculator-range-wrap>div{color:#849492;justify-content:space-between;gap:10px;font-size:9px;font-weight:700;display:flex}.calculator-range-wrap .calculator-period-markers{gap:0}.calculator-period-markers span{text-align:center;min-width:0}.calculator-period-markers span:first-child{text-align:left}.calculator-period-markers span:last-child{text-align:right}.calculator-range{--range-progress:0%;appearance:none;cursor:pointer;background:0 0;outline:none;width:100%;height:32px;margin:0}.calculator-range::-webkit-slider-runnable-track{background:linear-gradient(to right, var(--teal) 0 var(--range-progress), #dce5e2 var(--range-progress) 100%);border-radius:99px;height:6px}.calculator-range::-moz-range-track{background:linear-gradient(to right, var(--teal) 0 var(--range-progress), #dce5e2 var(--range-progress) 100%);border-radius:99px;height:6px}.calculator-range::-webkit-slider-thumb{appearance:none;background:var(--teal);border:4px solid #fff;border-radius:50%;width:24px;height:24px;margin-top:-9px;box-shadow:0 2px 8px #06383d47}.calculator-range::-moz-range-thumb{background:var(--teal);border:4px solid #fff;border-radius:50%;width:16px;height:16px;box-shadow:0 2px 8px #06383d47}.calculator-range:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 4px #1bb8b733}.calculator-range.empty,.calculator-range:disabled{cursor:not-allowed;opacity:.55}.calculator-range.empty::-webkit-slider-runnable-track{background:#e3e9e7}.calculator-range:disabled::-webkit-slider-runnable-track{background:#e3e9e7}.calculator-range.empty::-moz-range-track{background:#e3e9e7}.calculator-range:disabled::-moz-range-track{background:#e3e9e7}.calculator-range.empty::-webkit-slider-thumb{box-shadow:none;background:#b9c4c1}.calculator-range:disabled::-webkit-slider-thumb{box-shadow:none;background:#b9c4c1}.calculator-range.empty::-moz-range-thumb{box-shadow:none;background:#b9c4c1}.calculator-range:disabled::-moz-range-thumb{box-shadow:none;background:#b9c4c1}.calculator-field-help{color:#788987;min-height:15px;margin:0;font-size:10px;line-height:1.45}.calculator-field-help.invalid-help,.calculator-input-shell.invalid+.calculator-range-wrap+.calculator-field-help{color:#a34c40}.calculator-refinancing-control{gap:10px;min-width:0;display:grid}.calculator-refinancing-inputs{grid-template-columns:1fr 1fr;gap:9px;display:grid}.calculator-refinancing-total{border:1px solid var(--line);background:#f5f7f4;border-radius:9px;justify-content:space-between;align-items:center;gap:12px;min-height:48px;padding:10px 13px;display:flex}.calculator-refinancing-total span{color:var(--muted);align-items:center;gap:8px;font-size:10px;font-weight:800;display:flex}.calculator-refinancing-total span b{width:22px;height:22px;color:var(--ink);background:#dfe9e6;border-radius:50%;place-items:center;font-size:13px;display:grid}.calculator-refinancing-total strong{color:var(--ink);font-size:14px}.calculator-refinancing-total.valid{background:#e9f8f5;border-color:#1bb8b761}.calculator-presets{gap:8px;display:grid}.calculator-presets>span{color:var(--muted);text-transform:uppercase;letter-spacing:.8px;font-size:10px;font-weight:800}.calculator-presets>div{grid-template-columns:repeat(5,1fr);gap:7px;display:grid}.calculator-presets button{border:1px solid var(--line);min-height:40px;color:var(--ink);font:inherit;cursor:pointer;background:#fff;border-radius:8px;justify-content:center;align-items:center;gap:5px;padding:8px 4px;font-size:11px;font-weight:850;transition:border-color .2s,background .2s,transform .2s;display:flex}.calculator-presets button:hover{border-color:var(--teal);transform:translateY(-1px)}.calculator-presets button.active{border-color:var(--teal);color:#075f62;background:#d9f3ef;box-shadow:inset 0 0 0 1px #1bb8b726}.calculator-advanced{border:1px solid var(--line);border-radius:8px;padding:0 14px}.calculator-advanced summary{cursor:pointer;min-height:48px;color:var(--muted);justify-content:space-between;align-items:center;gap:12px;font-size:12px;font-weight:800;display:flex}.calculator-advanced summary span{color:var(--ink);font-size:13px}.calculator-advanced label{color:var(--muted);gap:8px;padding:0 0 14px;font-size:11px;font-weight:800;display:grid}.calculator-advanced input{border:1px solid var(--line);width:100%;color:var(--ink);background:#f5f7f4;border-radius:7px;outline:none;padding:13px}.calculator-result{background:#e9f8f5;border-radius:10px;padding:26px}.calculator-result>span{color:var(--muted);font-size:12px;font-weight:750}.calculator-result>strong{font-family:var(--font-jakarta), sans-serif;color:var(--ink);letter-spacing:-2px;margin:6px 0 22px;font-size:clamp(35px,4vw,54px);display:block}.calculator-result-rate{color:var(--muted);margin:-15px 0 20px;font-size:10px;line-height:1.5;display:block}.calculator-result dl{grid-template-columns:1fr 1fr;gap:16px;margin:0;display:grid}.calculator-result dl div{gap:5px;display:grid}.calculator-result dt{color:var(--muted);text-transform:uppercase;letter-spacing:1px;font-size:10px}.calculator-result dd{margin:0;font-weight:800}.calculator-result-empty{color:#839492!important;letter-spacing:-1px!important;font-size:clamp(23px,3vw,34px)!important}.calculator-human{background:linear-gradient(135deg,#f4fbf9,#fff);border:1px solid #1bb8b752;border-radius:10px;grid-template-columns:38px 1fr;align-items:start;gap:12px;padding:16px;display:grid}.calculator-human>span{background:#d9f3ef;border-radius:50%;place-items:center;width:34px;height:34px;font-size:17px;display:grid}.calculator-human strong{color:var(--ink);font-size:13px}.calculator-human p{color:var(--muted);margin:4px 0 10px;font-size:11px;line-height:1.55}.calculator-human div div{color:#087f7e;flex-wrap:wrap;gap:5px 12px;font-size:9px;font-weight:800;display:flex}.calculator-cta{border:0;width:100%;min-height:54px}.calculator-cta:disabled{opacity:.48;cursor:not-allowed;transform:none}.calculator-trust{color:var(--muted);flex-wrap:wrap;justify-content:center;gap:9px 20px;margin-top:-10px;font-size:10px;font-weight:800;display:flex}.calculator-trust span:first-letter{color:var(--teal)}.calculator-guide-link{border-top:1px solid var(--line);color:var(--ink);text-align:center;justify-content:center;gap:10px;padding-top:16px;font-size:12px;font-weight:800;display:flex}.calculator-guide-link:hover{color:var(--teal)}.calculator-transfer{color:var(--ink);background:#e6f7f4;border:1px solid #b8e5df;border-radius:8px;grid-template-columns:1fr auto;align-items:center;gap:4px 18px;padding:15px 16px;font-size:12px;line-height:1.5;display:grid}.calculator-transfer span{color:var(--muted);text-transform:uppercase;letter-spacing:.7px;grid-column:1;font-size:10px;font-weight:800}.calculator-transfer strong{font-family:var(--font-jakarta), sans-serif;grid-column:1;font-size:19px}.calculator-transfer small{color:var(--muted);grid-column:1;font-size:10px}.calculator-transfer button{color:var(--ink);font:inherit;cursor:pointer;background:0 0;border:0;border-bottom:1px solid;grid-area:1/2/4;padding:2px 0;font-size:11px;font-weight:800}.form-amount-grid{grid-template-columns:1fr 120px}footer{color:#fff;background:#06272b;grid-template-columns:1.5fr .7fr .7fr;gap:50px;padding:70px clamp(24px,7vw,110px) 30px;display:grid}.brand.inverted strong,.brand.inverted small{color:#fff}.footer-brand>p{color:#819d9c;margin:24px 0 0}.footer-links{color:#9fb5b4;align-content:start;gap:13px;font-size:13px;display:grid}.footer-links strong{color:#fff;margin-bottom:5px}.footer-links a:hover{color:var(--teal-bright)}.footer-legal{color:#9fb5b4;border-top:1px solid #ffffff1f;flex-wrap:wrap;grid-column:1/-1;justify-content:space-between;gap:12px;padding-top:24px;font-size:11px;line-height:1.6;display:flex}.footer-legal strong{color:#d8e4e3}.footer-bottom{color:#799594;border-top:1px solid #ffffff1f;grid-column:1/-1;justify-content:space-between;gap:20px;margin-top:40px;padding-top:25px;font-size:10px;display:flex}.mobile-contact-bar{display:none}.cookie-consent{z-index:120;color:#fff;background:#06272bfa;border:1px solid #ffffff24;border-radius:11px;gap:14px;width:min(560px,100vw - 36px);padding:15px 16px;display:grid;position:fixed;bottom:18px;right:18px;box-shadow:0 14px 42px #00000040}.cookie-consent p{gap:4px;margin:0;font-size:13px;line-height:1.5;display:grid}.cookie-consent p span{color:#b8ccca;font-weight:500}.cookie-consent a{color:var(--teal-bright);text-decoration:underline}.cookie-consent>div{grid-template-columns:1fr 1fr;gap:8px;display:grid}.cookie-consent button{color:#fff;font:inherit;cursor:pointer;background:0 0;border:1px solid #ffffff40;border-radius:7px;padding:11px 14px;font-size:12px;font-weight:800}.cookie-consent button:last-child{border-color:var(--teal-bright);background:var(--teal-bright);color:#06383d}.legal-page{background:var(--paper);min-height:100vh;color:var(--ink);padding:80px clamp(22px,10vw,170px)}.legal-page h1{max-width:850px;font-family:var(--font-jakarta), sans-serif;letter-spacing:-4px;margin:25px 0 35px;font-size:clamp(45px,7vw,88px);line-height:1.02}.legal-page>p:not(.kicker){max-width:820px;color:var(--muted);font-size:17px;line-height:1.8}.legal-page h2{max-width:820px;font-family:var(--font-jakarta), sans-serif;color:var(--ink);letter-spacing:-.7px;margin:44px 0 10px;font-size:25px}.legal-page a{color:var(--ink);font-weight:750;text-decoration:underline}.service-detail{background:var(--paper)}.service-detail-hero{background:var(--ink-deep);color:#fff;flex-direction:column;justify-content:center;min-height:620px;padding:120px clamp(24px,9vw,145px);display:flex}.service-detail-hero h1{max-width:980px;font-family:var(--font-jakarta), sans-serif;letter-spacing:-5px;margin:24px 0;font-size:clamp(48px,7vw,96px);line-height:1}.service-detail-hero>p:last-of-type{color:#c6d6d5;max-width:720px;font-size:clamp(17px,1.5vw,21px);line-height:1.7}.service-detail-content{grid-template-columns:.9fr 1.1fr;align-items:start;gap:clamp(60px,9vw,140px);padding:110px clamp(24px,9vw,145px);display:grid}.service-detail-content h2,.service-detail-cta h2{font-family:var(--font-jakarta), sans-serif;letter-spacing:-3px;color:var(--ink);margin:15px 0 20px;font-size:clamp(38px,5vw,66px);line-height:1.08}.service-detail-content p{color:var(--muted);line-height:1.8}.service-detail-content ul{border-top:1px solid var(--line);margin:0;padding:0;list-style:none}.service-detail-content li{border-bottom:1px solid var(--line);color:var(--ink);grid-template-columns:28px 1fr;gap:14px;padding:22px 0;font-weight:700;line-height:1.55;display:grid}.service-detail-content li span{color:var(--teal)}.service-detail-cta{background:var(--ink);color:#fff;justify-content:space-between;align-items:end;gap:50px;padding:90px clamp(24px,9vw,145px);display:flex}.service-detail-cta h2{color:#fff}.service-detail-cta p{color:#b5c8c7;max-width:650px;line-height:1.7}.service-hero-trust{color:#bdd0cf;flex-wrap:wrap;gap:10px 24px;margin-top:28px;font-size:12px;font-weight:750;display:flex}.resource-toc{background:#edf4f1;grid-template-columns:.9fr 1.1fr;gap:clamp(60px,9vw,140px);padding:100px clamp(24px,9vw,145px);display:grid}.resource-toc h2,.resource-section h2,.service-process h2,.service-faq h2,.related-guides h2,.guide-calculator-cta h2{font-family:var(--font-jakarta), sans-serif;color:var(--ink);letter-spacing:-3px;margin:14px 0 20px;font-size:clamp(36px,4.6vw,64px);line-height:1.08}.resource-toc>div>p:last-child{max-width:600px;color:var(--muted);line-height:1.8}.resource-toc nav{border-top:1px solid #b9cbc7;align-content:start;display:grid}.resource-toc nav>strong{color:var(--ink);letter-spacing:1.3px;text-transform:uppercase;padding:0 0 17px;font-size:12px}.resource-toc nav a{color:var(--ink);border-bottom:1px solid #b9cbc7;grid-template-columns:34px 1fr;gap:14px;padding:16px 0;font-size:14px;font-weight:750;transition:color .2s,padding .2s;display:grid}.resource-toc nav a:hover{color:var(--teal);padding-left:6px}.resource-toc nav a span{color:var(--teal);letter-spacing:1px;font-size:11px}.resource-sections{background:var(--paper)}.resource-section,.service-process,.service-faq,.related-guides{padding:105px clamp(24px,9vw,145px);scroll-margin-top:110px}.resource-section{border-bottom:1px solid var(--line);grid-template-columns:.8fr 1.2fr;gap:clamp(55px,9vw,140px);display:grid}.resource-section:nth-child(2n){background:#fff}.resource-section-heading>span{width:38px;height:38px;color:var(--teal);border:1px solid #aac5c1;border-radius:50%;place-items:center;margin-bottom:26px;font-size:11px;font-weight:850;display:inline-grid}.resource-section-heading h2{font-size:clamp(34px,4vw,58px)}.resource-section-copy>p{color:var(--muted);margin:0 0 20px;font-size:16px;line-height:1.85}.resource-section-copy ul{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:0 26px;margin:30px 0 0;padding:0;list-style:none;display:grid}.resource-section-copy li{border-bottom:1px solid var(--line);color:var(--ink);grid-template-columns:22px 1fr;gap:10px;padding:17px 0;font-size:14px;font-weight:700;line-height:1.55;display:grid}.resource-section-copy li span{color:var(--teal)}.resource-section-copy .resource-note{border-left:3px solid var(--teal);color:#345b5f;background:#e9f4f1;margin-top:30px;padding:18px 20px;font-size:14px}.resource-note strong{color:var(--ink);margin-bottom:4px;display:block}.guide-calculator-cta{background:var(--ink-deep);color:#fff;justify-content:space-between;align-items:end;gap:60px;padding:85px clamp(24px,9vw,145px);display:flex}.guide-calculator-cta h2{color:#fff;max-width:780px}.guide-calculator-cta p:last-child{color:#b7cac8;max-width:720px;line-height:1.75}.guide-calculator-cta .button{flex:none}.service-process{background:#edf4f1;grid-template-columns:.75fr 1.25fr;gap:clamp(60px,9vw,140px);display:grid}.service-process ol{border-top:1px solid #b9cbc7;margin:0;padding:0;list-style:none}.service-process li{border-bottom:1px solid #b9cbc7;grid-template-columns:46px 1fr;gap:22px;padding:25px 0;display:grid}.service-process li>span{color:var(--teal);letter-spacing:1px;font-size:11px;font-weight:850}.service-process h3{font-family:var(--font-jakarta), sans-serif;color:var(--ink);letter-spacing:-.5px;margin:0 0 7px;font-size:20px}.service-process li p{color:var(--muted);margin:0;font-size:14px;line-height:1.7}.service-faq{background:#fff;grid-template-columns:.75fr 1.25fr;gap:clamp(60px,9vw,140px);display:grid}.service-faq>div:first-child>p{color:var(--muted);line-height:1.75}.service-source{border-top:1px solid var(--line);margin-top:28px;padding-top:20px;font-size:13px}.service-source a{color:var(--teal);font-weight:800;text-decoration:underline}.service-faq details{border-top-color:var(--line)}.service-faq details p{margin-right:0}.related-guides{background:var(--paper)}.related-guides>div:first-child{max-width:850px}.related-grid{grid-template-columns:1fr 1fr;gap:20px;margin-top:48px;display:grid}.related-grid a{border:1px solid var(--line);background:#fff;border-radius:10px;min-height:255px;padding:30px;transition:transform .2s,border-color .2s,box-shadow .2s}.related-grid a:hover{border-color:#83aaa5;transform:translateY(-3px);box-shadow:0 16px 38px #07373c14}.related-grid span{color:var(--teal);letter-spacing:1.3px;font-size:10px;font-weight:850}.related-grid h3{font-family:var(--font-jakarta), sans-serif;color:var(--ink);letter-spacing:-1px;margin:30px 0 12px;font-size:24px}.related-grid p{color:var(--muted);font-size:14px;line-height:1.7}.related-grid b{color:var(--ink);margin-top:24px;font-size:13px;display:block}.legal-header{border-bottom:1px solid var(--line);z-index:50;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#f7f8f4f5;justify-content:space-between;align-items:center;height:82px;padding:0 clamp(22px,6vw,90px);display:flex;position:sticky;top:0}.legal-header>a:last-child{color:var(--ink);font-size:13px;font-weight:800}.premium-legal{background:var(--paper);color:var(--ink)}.legal-hero{background:#edf4f1;grid-template-columns:1.2fr .8fr;align-items:end;gap:clamp(50px,9vw,130px);padding:105px clamp(24px,9vw,145px);display:grid}.legal-hero h1{max-width:820px;font-family:var(--font-jakarta), sans-serif;letter-spacing:-5px;margin:22px 0 28px;font-size:clamp(50px,7vw,92px);line-height:1}.legal-hero>div>p:not(.kicker){max-width:700px;color:var(--muted);font-size:18px;line-height:1.8}.legal-updated{border-left:3px solid var(--teal);background:#fff9;gap:4px;width:fit-content;margin-top:36px;padding:17px 20px;display:grid}.legal-updated span,.legal-summary>span{color:var(--teal);letter-spacing:1.3px;font-size:10px;font-weight:850}.legal-updated strong{font-size:16px}.legal-updated small{color:var(--muted);line-height:1.5}.legal-summary{background:#ffffff8c;border:1px solid #b9cbc7;border-radius:10px;padding:28px}.legal-summary ul{margin:20px 0 0;padding:0;list-style:none}.legal-summary li{color:#345b5f;border-top:1px solid #c8d8d4;grid-template-columns:28px 1fr;gap:12px;padding:14px 0;font-size:13px;line-height:1.6;display:grid}.legal-summary li b{color:var(--teal);font-size:10px}.legal-layout{grid-template-columns:280px minmax(0,760px);justify-content:space-between;gap:80px;max-width:1240px;margin:0 auto;padding:100px 28px 120px;display:grid}.legal-toc{border-top:1px solid var(--line);align-self:start;display:grid;position:sticky;top:110px}.legal-toc>strong{color:var(--ink);text-transform:uppercase;letter-spacing:1px;padding:0 0 16px;font-size:12px}.legal-toc a{border-bottom:1px solid var(--line);color:#496b6e;grid-template-columns:26px 1fr;gap:9px;padding:11px 0;font-size:12px;line-height:1.45;display:grid}.legal-toc a:hover{color:var(--teal)}.legal-toc a span{color:var(--teal);font-size:9px;font-weight:850}.legal-toc .legal-toc-contact{color:var(--ink);border:1px solid #9bb8b4;border-radius:7px;margin-top:18px;padding:13px 15px;font-weight:800;display:block}.legal-article section{border-bottom:1px solid var(--line);margin-bottom:58px;padding:0 0 58px;scroll-margin-top:115px}.legal-article section>span{width:35px;height:35px;color:var(--teal);border:1px solid #aac5c1;border-radius:50%;place-items:center;font-size:10px;font-weight:850;display:inline-grid}.legal-article h2{font-family:var(--font-jakarta), sans-serif;color:var(--ink);letter-spacing:-1.8px;margin:20px 0 24px;font-size:clamp(30px,4vw,43px);line-height:1.15}.legal-article p{color:#49686b;margin:0 0 18px;font-size:17px;line-height:1.9}.legal-article a{color:var(--ink);text-underline-offset:3px;font-weight:800;text-decoration:underline}.legal-article .legal-callout{border-left:3px solid var(--teal);color:#345b5f;background:#eaf4f1;margin-top:28px;padding:20px 22px;font-size:15px}.legal-callout strong{color:var(--ink);margin-bottom:5px;display:block}.legal-question{background:var(--ink);color:#fff;justify-content:space-between;align-items:end;gap:60px;padding:90px clamp(24px,9vw,145px);display:flex}.legal-question h2{max-width:800px;font-family:var(--font-jakarta), sans-serif;letter-spacing:-3px;margin:15px 0 20px;font-size:clamp(38px,5vw,65px);line-height:1.08}.legal-question p:last-child{color:#b5c8c7;max-width:650px;line-height:1.7}.legal-question>div:last-child{flex-wrap:wrap;flex:none;gap:12px;display:flex}.admin-shell{background:#edf2ef;min-height:100vh;padding:50px clamp(18px,5vw,70px)}.admin-card{border:1px solid var(--line);background:#fff;border-radius:14px;max-width:720px;margin:0 auto;padding:clamp(24px,4vw,50px)}.admin-wide{max-width:1180px}.admin-card h1{font-family:var(--font-jakarta), sans-serif;color:var(--ink);letter-spacing:-2px;margin:12px 0;font-size:clamp(32px,5vw,54px)}.admin-card>p,.admin-heading p{color:var(--muted)}.admin-heading{justify-content:space-between;align-items:start;gap:30px;margin-bottom:34px;display:flex}.admin-back{color:var(--ink);border:1px solid var(--line);border-radius:7px;padding:10px 14px;font-weight:800}.admin-empty{text-align:center;color:var(--muted);background:#f4f7f5;border-radius:9px;padding:40px}.admin-warning{color:#6c4a08;background:#fff8e8;border:1px solid #f0d49a;border-radius:9px;gap:5px;margin-bottom:22px;padding:15px 17px;font-size:13px;line-height:1.5;display:grid}.lead-list{gap:14px;display:grid}.lead-card{border:1px solid var(--line);border-radius:10px;padding:22px}.lead-title{justify-content:space-between;gap:20px;display:flex}.lead-title span,.lead-title time{color:var(--muted);font-size:11px}.lead-title h2{letter-spacing:-.7px;margin:5px 0 0;font-size:23px}.lead-card dl{grid-template-columns:repeat(3,1fr);gap:16px;margin:22px 0;display:grid}.lead-card dl>div{gap:5px;display:grid}.lead-card dt{color:var(--muted);text-transform:uppercase;letter-spacing:1px;font-size:10px}.lead-card dd{color:var(--ink);margin:0;font-size:13px;line-height:1.55}.lead-actions{gap:10px;display:flex}.lead-actions a{background:var(--ink);color:#fff;border-radius:6px;padding:9px 15px;font-size:12px;font-weight:800}@media (width<=900px){nav{display:none}.hero{min-height:690px;padding-top:90px}.hero h1{letter-spacing:-3px}.section-heading,.process,.why-credora,.about,.faq,.contact,.calculator-section{grid-template-columns:1fr}.section-heading{align-items:start}.service-grid,.transparency-grid{grid-template-columns:1fr}.service-card{min-height:340px}.about-mark{min-height:430px}.faq-title{max-width:600px}.service-detail-content{grid-template-columns:1fr}.service-detail-cta{display:block}.resource-toc,.resource-section,.service-process,.service-faq{grid-template-columns:1fr}.guide-calculator-cta,.legal-question{display:block}.guide-calculator-cta .button{margin-top:26px}.legal-hero{grid-template-columns:1fr}.legal-layout{grid-template-columns:230px minmax(0,1fr);gap:45px}.lead-card dl,.calculator-fields{grid-template-columns:1fr 1fr}}@media (width<=600px){.site-header{height:76px;padding:0 18px}.brand img{width:38px;height:38px}.brand strong{font-size:21px}.brand small{display:none}.header-cta{padding:11px 12px;font-size:10px}.hero{min-height:calc(100vh - 76px);padding:78px 20px 38px}.hero h1{letter-spacing:-3.3px;font-size:clamp(43px,13.5vw,64px)}.hero-copy{font-size:16px}.hero-actions{display:grid}.trust-row{flex-direction:column;gap:9px;margin-top:22px}.section{padding:80px 20px}.section-heading{gap:20px}.section-heading h2,.process h2,.about h2,.transparency h2,.faq h2,.contact h2{letter-spacing:-2.2px}.process,.transparency,.contact{padding:80px 20px}.process{gap:45px}.why-grid{grid-template-columns:1fr}.why-grid article{min-height:190px}.about-mark{min-height:340px}.transparency-grid{gap:24px}.contact{gap:45px}.contact-form{padding:24px 18px}.calculator-section{padding:80px 20px}.calculator-copy h2{letter-spacing:-2.2px}.calculator-fields,.form-grid,.calculator-options-row{grid-template-columns:1fr}.calculator-fixed-currency{justify-items:start}.calculator-fixed-currency strong{text-align:left}.calculator-mode-tabs button{font-size:10px}.calculator-card{gap:20px;padding:24px 18px}.calculator-fields{gap:22px}.calculator-refinancing-inputs{grid-template-columns:1fr}.calculator-input-shell{min-height:56px}.calculator-input-shell input{font-size:17px}.calculator-presets>div{grid-template-columns:repeat(3,1fr)}.calculator-presets button{min-height:44px}.calculator-range{height:40px}.calculator-range::-webkit-slider-thumb{width:28px;height:28px;margin-top:-11px}.calculator-range::-moz-range-thumb{width:20px;height:20px}.calculator-result{padding:20px}.calculator-result dl{grid-template-columns:1fr}footer{grid-template-columns:1fr;padding:55px 20px 25px}.footer-bottom{margin-top:10px;display:grid}body{padding-bottom:116px}.mobile-contact-bar{z-index:80;padding:8px max(10px, env(safe-area-inset-right)) calc(8px + env(safe-area-inset-bottom)) max(10px, env(safe-area-inset-left));-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#06272bf5;border-top:1px solid #ffffff1f;grid-template-columns:1fr 1fr;gap:6px;display:grid;position:fixed;bottom:0;left:0;right:0}.mobile-contact-bar a{text-align:center;border-radius:7px;justify-content:center;align-items:center;gap:8px;min-height:40px;font-size:12px;font-weight:850;display:flex}.mobile-contact-bar .mobile-primary{color:#06383d;background:var(--teal-bright);grid-column:1/-1;min-height:44px;font-size:13px}.mobile-contact-bar .mobile-secondary{color:#fff;border:1px solid #ffffff38}.cookie-consent{gap:9px;width:auto;padding:11px 12px;bottom:126px;left:10px;right:10px}.cookie-consent p{font-size:11px;line-height:1.4}.cookie-consent p span{display:inline}.cookie-consent button{min-height:40px;padding:8px 9px;font-size:10px}.service-detail-hero{min-height:560px;padding:85px 20px}.service-detail-hero h1{letter-spacing:-3px}.service-detail-content,.service-detail-cta{padding:80px 20px}.service-hero-trust{gap:8px;display:grid}.resource-toc,.resource-section,.service-process,.service-faq,.related-guides,.guide-calculator-cta{padding:76px 20px}.resource-toc{gap:42px}.resource-toc h2,.resource-section h2,.service-process h2,.service-faq h2,.related-guides h2,.guide-calculator-cta h2{letter-spacing:-2.2px}.resource-section{gap:35px}.resource-section-copy ul,.related-grid{grid-template-columns:1fr}.related-grid a{min-height:auto}.legal-header{height:72px;padding:0 18px}.legal-header .brand small{display:none}.legal-header>a:last-child{font-size:11px}.legal-hero{padding:75px 20px}.legal-hero h1{letter-spacing:-3px}.legal-layout{grid-template-columns:1fr;gap:55px;padding:70px 20px 90px}.legal-toc{position:static}.legal-article section{margin-bottom:42px;padding-bottom:42px}.legal-article p{font-size:16px;line-height:1.8}.legal-question{padding:76px 20px}.legal-question h2{letter-spacing:-2.2px}.legal-question>div:last-child{margin-top:28px}.admin-heading,.lead-title{display:grid}.lead-card dl{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important}}.crm-app{--crm-dark:#0e4349;--crm-teal:#1bb8b7;--crm-bg:#f3f7f7;--crm-border:#d7e3e3;--crm-muted:#687b7d;z-index:500;background:var(--crm-bg);color:#092f34;grid-template-columns:248px minmax(0,1fr);display:grid;position:fixed;inset:0;overflow:hidden}.crm-app *,.crm-access *{box-sizing:border-box}.crm-sidebar{background:var(--crm-dark);color:#fff;flex-direction:column;min-width:0;padding:24px 16px;display:flex;overflow-y:auto}.crm-brand{color:#fff;align-items:center;gap:12px;padding:4px 8px 28px;text-decoration:none;display:flex}.crm-brand>span{width:42px;height:42px;color:var(--crm-teal);border:1px dashed #ffffff80;border-radius:12px;place-items:center;font-size:22px;font-weight:900;display:grid}.crm-brand div{gap:2px;display:grid}.crm-brand strong{font-size:18px}.crm-brand small{color:#b9cccc;font-size:11px}.crm-sidebar nav{gap:5px;display:grid}.crm-sidebar nav button{color:#eaf5f5;text-align:left;width:100%;min-height:46px;font:inherit;cursor:pointer;background:0 0;border:0;border-radius:10px;padding:10px 14px;font-size:14px}.crm-sidebar nav button:hover,.crm-sidebar nav button.active{color:#fff;background:#1bb8b733}.crm-sidebar nav button.active{box-shadow:inset 3px 0 var(--crm-teal);font-weight:750}.crm-user{overflow-wrap:anywhere;border-top:1px solid #ffffff24;gap:4px;margin-top:auto;padding:16px 12px 2px;display:grid}.crm-user small{color:#a8c2c4;text-transform:uppercase;letter-spacing:.08em;font-size:10px}.crm-user strong{font-size:12px}.crm-user a{color:#7ce0df;font-size:12px}.crm-main{min-width:0;padding:0 28px 60px;overflow-y:auto}.crm-topbar{justify-content:space-between;align-items:center;gap:24px;min-height:112px;padding:22px 0;display:flex}.crm-topbar h1{letter-spacing:-.04em;margin:3px 0 0;font-size:clamp(24px,3vw,34px)}.crm-topbar .kicker,.crm-panel .kicker,.crm-rule-card .kicker,.crm-modal .kicker,.crm-risk-card .kicker{color:#168f8e;letter-spacing:.13em;margin:0;font-size:10px;font-weight:850}.crm-top-actions{gap:8px;display:flex}.crm-button,.crm-card-actions a,.crm-card-actions button,.crm-quick-contact a{min-height:42px;font:inherit;cursor:pointer;border:1px solid #0000;border-radius:9px;justify-content:center;align-items:center;padding:10px 15px;font-size:12px;font-weight:800;text-decoration:none;display:inline-flex}.crm-button.primary,.crm-card-actions button{color:#06363a;background:var(--crm-teal)}.crm-button.secondary{color:var(--crm-dark);border-color:var(--crm-border);background:#edf4f4}.crm-button.danger{color:#8b1e1e;background:#fff0f0;border-color:#e7b2b2}.crm-button.danger:not(:disabled):hover{color:#fff;background:#a82b2b;border-color:#a82b2b}.crm-button.push-left{margin-right:auto}.crm-button:disabled{opacity:.45;cursor:not-allowed}.crm-stack{gap:20px;display:grid}.crm-kpis{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;display:grid}.crm-kpi{border:1px solid var(--crm-border);background:#fff;border-radius:14px;gap:7px;min-width:0;padding:18px;display:grid;box-shadow:0 8px 30px #07363b0d}.crm-kpi span{color:var(--crm-muted);text-transform:uppercase;letter-spacing:.06em;font-size:11px;font-weight:800}.crm-kpi strong{letter-spacing:-.04em;overflow-wrap:anywhere;font-size:clamp(22px,2vw,30px)}.crm-kpi small{color:var(--crm-muted);font-size:11px}.crm-kpi.teal{border-top:3px solid var(--crm-teal)}.crm-kpi.green strong{color:#11734b}.crm-kpi.danger strong{color:#b93434}.crm-two-columns{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.crm-panel{border:1px solid var(--crm-border);background:#fff;border-radius:14px;min-width:0;padding:20px;box-shadow:0 8px 30px #07363b0d}.crm-panel-heading{justify-content:space-between;align-items:center;gap:16px;margin-bottom:14px;display:flex}.crm-export-actions{flex-wrap:wrap;gap:8px;display:flex}.crm-panel-heading h2{margin:3px 0 0;font-size:18px}.crm-panel-heading>button,.crm-rule-card>button{color:#087d7c;font:inherit;cursor:pointer;background:0 0;border:0;font-size:12px;font-weight:800}.crm-work-row{text-align:left;cursor:pointer;background:0 0;border:0;border-top:1px solid #edf2f2;grid-template-columns:110px minmax(0,1fr) auto;align-items:center;gap:12px;width:100%;padding:13px 0;display:grid}.crm-work-row>span{color:var(--crm-muted);font-size:11px}.crm-work-row>span.overdue{color:#b93434;font-weight:900}.crm-work-row div{gap:3px;min-width:0;display:grid}.crm-work-row div strong,.crm-work-row div small{text-overflow:ellipsis;white-space:nowrap;overflow:hidden}.crm-work-row div strong{font-size:13px}.crm-work-row div small{color:var(--crm-muted);font-size:11px}.crm-work-row>b{color:var(--crm-muted);font-size:10px}.crm-toolbar{border:1px solid var(--crm-border);background:#fff;border-radius:14px;grid-template-columns:minmax(220px,1.5fr) repeat(3,minmax(130px,1fr)) auto;gap:9px;padding:12px;display:grid}.crm-toolbar.compact{flex-wrap:wrap;display:flex}.crm-toolbar input,.crm-toolbar select,.crm-field input,.crm-field select,.crm-field textarea,.crm-task-controls select{color:#0a3439;width:100%;min-height:44px;font:inherit;background:#fff;border:1px solid #c8d9da;border-radius:8px;padding:9px 11px;font-size:13px}.crm-toolbar button{border:1px solid var(--crm-border);min-height:42px;color:var(--crm-dark);font:inherit;cursor:pointer;background:#f5f9f9;border-radius:8px;padding:9px 12px;font-size:12px;font-weight:750}.crm-toolbar button.filter-active{border-color:var(--crm-teal);background:#dcf4f3}.crm-lead-grid,.crm-risk-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.crm-lead-card,.crm-risk-card{border:1px solid var(--crm-border);background:#fff;border-radius:14px;min-width:0;padding:18px;box-shadow:0 8px 30px #07363b0a}.crm-lead-card.duplicate{border-color:#e8ac4c}.crm-lead-head,.crm-risk-head{justify-content:space-between;align-items:flex-start;gap:12px;display:flex}.crm-lead-head h2,.crm-risk-head h2{overflow-wrap:anywhere;margin:4px 0 0;font-size:18px}.crm-lead-head small{color:var(--crm-muted);font-size:10px}.crm-status{color:#225c61;white-space:nowrap;background:#e7f1f1;border-radius:999px;align-items:center;min-height:26px;padding:5px 9px;font-size:10px;font-weight:850;display:inline-flex}.status-nov{color:#056f76;background:#d8f4f3}.status-realizovan,.status-isplaćena,.status-vremenski-rizik-istekao{color:#14663f;background:#def4e7}.status-odbijen,.status-odustao,.status-kritičan-rizik{color:#a12d2d;background:#fde5e5}.status-visok-rizik{color:#9a4c0d;background:#fff0dc}.status-srednji-rizik,.status-poseban-rizik-ostaje,.status-ručna-provera-potrebna{color:#725a00;background:#fff8cf}.crm-duplicate{color:#7e4e07;background:#fff4df;border-radius:7px;margin-top:12px;padding:8px 10px;font-size:11px;font-weight:750}.crm-lead-card dl,.crm-risk-card dl{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:16px 0;display:grid}.crm-lead-card dl div,.crm-risk-card dl div{gap:3px;min-width:0;display:grid}.crm-lead-card dt,.crm-risk-card dt{color:var(--crm-muted);text-transform:uppercase;font-size:9px;font-weight:800}.crm-lead-card dd,.crm-risk-card dd{overflow-wrap:anywhere;margin:0;font-size:12px;font-weight:700}.crm-card-actions{border-top:1px solid #edf2f2;flex-wrap:wrap;gap:7px;padding-top:14px;display:flex}.crm-card-actions a{color:var(--crm-dark);border-color:var(--crm-border);background:#eef5f5}.crm-card-actions button{margin-left:auto}.crm-task-list{gap:9px;display:grid}.crm-task{border:1px solid var(--crm-border);background:#fff;border-radius:12px;grid-template-columns:120px minmax(0,1fr) minmax(170px,auto);align-items:center;gap:18px;padding:16px 18px;display:grid}.crm-task.overdue{border-left:4px solid #c63d3d}.crm-task.done{opacity:.65}.crm-task-date{gap:3px;display:grid}.crm-task-date strong{font-size:12px}.crm-task-date small{color:#b93434;font-size:9px;font-weight:900}.crm-task-main{min-width:0}.crm-task-main h3{margin:0 0 3px;font-size:14px}.crm-task-main p{color:var(--crm-muted);margin:6px 0 0;font-size:11px;line-height:1.5}.link-button{color:#087d7c;font:inherit;cursor:pointer;background:0 0;border:0;padding:0;font-size:11px}.crm-task-controls{grid-template-columns:minmax(150px,1fr) auto;gap:7px;display:grid}.crm-completed{color:#24764f;font-size:11px;font-weight:750}.crm-rule-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;display:grid}.crm-rule-card{border:1px solid var(--crm-border);background:#fff;border-radius:13px;gap:10px;min-width:0;padding:18px;display:grid}.crm-rule-card h3{margin:3px 0 0;font-size:15px}.crm-rule-card>strong{color:var(--crm-dark);font-size:26px}.crm-rule-card p{color:var(--crm-muted);margin:0;font-size:11px;line-height:1.5}.crm-rule-card small{color:var(--crm-muted);font-size:10px}.crm-rule-card>button{text-align:left;border-top:1px solid #edf2f2;min-height:38px}.crm-risk-head>strong{color:var(--crm-dark);font-size:30px}.crm-risk-card>.crm-status{margin-top:12px}.crm-warning-text{color:#6e5900;background:#fff8df;border-radius:8px;padding:10px;font-size:10px;line-height:1.5}.crm-finance-list{display:grid}.crm-finance-list>button{text-align:left;cursor:pointer;background:0 0;border:0;border-top:1px solid #edf2f2;grid-template-columns:minmax(220px,1fr) repeat(2,minmax(120px,.5fr)) auto;align-items:center;gap:12px;padding:13px 0;display:grid}.crm-finance-list div{gap:3px;display:grid}.crm-finance-list div small{color:var(--crm-muted);font-size:10px}.crm-finance-list>button>span{font-size:11px;font-weight:750}.crm-metric-row{border-top:1px solid #edf2f2;grid-template-columns:minmax(0,1fr) auto;gap:4px 12px;padding:10px 0;display:grid}.crm-metric-row strong{font-size:12px}.crm-metric-row small{color:var(--crm-muted);grid-column:1/-1;font-size:10px}.crm-empty,.crm-loading{color:var(--crm-muted);text-align:center;background:#fff9;border:1px dashed #c7d8d9;border-radius:12px;padding:32px 18px;font-size:13px}.crm-error{color:#852d2d;background:#fff1f1;border:1px solid #e6b4b4;border-radius:12px;gap:8px;padding:22px;display:grid}.crm-error button{justify-self:start}.crm-modal-backdrop{z-index:900;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);background:#041f23c2;place-items:center;padding:18px;display:grid;position:fixed;inset:0}.crm-modal{background:#fff;border-radius:16px;width:min(1080px,100%);max-height:calc(100vh - 36px);overflow-y:auto;box-shadow:0 30px 80px #0000004d}.crm-modal.small{width:min(760px,100%)}.crm-modal>header{z-index:2;border-bottom:1px solid var(--crm-border);background:#fffffffa;justify-content:space-between;align-items:center;padding:18px 22px;display:flex;position:sticky;top:0}.crm-modal>header h2{margin:3px 0 0;font-size:21px}.crm-close{width:42px;height:42px;color:var(--crm-dark);cursor:pointer;background:#edf4f4;border:0;border-radius:10px;font-size:26px}.crm-modal-tabs{z-index:2;border-bottom:1px solid var(--crm-border);background:#fff;gap:5px;padding:10px 22px;display:flex;position:sticky;top:79px;overflow-x:auto}.crm-modal-tabs button{min-height:38px;color:var(--crm-muted);font:inherit;cursor:pointer;text-transform:capitalize;white-space:nowrap;background:0 0;border:0;border-radius:8px;padding:8px 12px;font-size:12px;font-weight:750}.crm-modal-tabs button.active{color:var(--crm-dark);background:#dcf4f3}.crm-form-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;padding:22px;display:grid}.crm-field{color:#355d61;text-transform:uppercase;letter-spacing:.04em;gap:6px;min-width:0;font-size:10px;font-weight:800;display:grid}.crm-field.wide,.crm-form-action.wide,.crm-risk-summary.wide{grid-column:1/-1}.crm-field textarea{resize:vertical;min-height:96px}.crm-check{color:#163f43;letter-spacing:0;text-transform:none;border:1px solid #c8d9da;border-radius:8px;align-items:center;gap:10px;min-height:44px;padding:10px 12px;font-size:12px;font-weight:700;display:flex}.crm-check input{width:18px;min-height:18px}.crm-modal>footer,.crm-modal .small footer,.crm-modal footer{border-top:1px solid var(--crm-border);justify-content:flex-end;gap:8px;padding:16px 22px;display:flex}.crm-delete-confirm{background:#fff8f8;border:1px solid #e7b2b2;border-radius:10px;grid-template-columns:minmax(0,1fr) minmax(220px,320px) auto auto;align-items:end;gap:12px;margin:0 22px 18px;padding:16px;display:grid}.crm-delete-confirm strong{color:#8b1e1e;font-size:13px}.crm-delete-confirm p{color:#6f4b4b;margin:5px 0 0;font-size:11px;line-height:1.5}.crm-delete-confirm label{color:#704444;text-transform:uppercase;letter-spacing:.04em;gap:6px;font-size:10px;font-weight:800;display:grid}.crm-delete-confirm input{min-width:0}.crm-contact-panel{padding:22px}.crm-contact-panel .crm-form-grid{padding:18px 0}.crm-quick-contact{gap:8px;display:flex}.crm-quick-contact a{color:#fff;background:var(--crm-dark)}.crm-timeline{gap:10px;margin-top:20px;display:grid}.crm-timeline article{border-left:3px solid var(--crm-teal);background:#f3f8f8;padding:13px}.crm-timeline span,.crm-timeline small{color:var(--crm-muted);font-size:9px}.crm-timeline p{white-space:pre-wrap;margin:5px 0;font-size:12px;line-height:1.5}.crm-form-action{background:#edf6f6;border-radius:10px;justify-content:space-between;align-items:center;gap:20px;padding:14px;display:flex}.crm-form-action p{max-width:620px;color:var(--crm-muted);margin:0;font-size:11px;line-height:1.55}.crm-risk-summary{background:#fff8df;border-radius:10px;flex-wrap:wrap;gap:8px 20px;padding:14px;font-size:11px;display:flex}.crm-toast{z-index:1000;color:#fff;background:#0d464b;border-radius:10px;max-width:min(420px,100vw - 44px);padding:14px 18px;font-size:12px;font-weight:750;position:fixed;bottom:22px;right:22px;box-shadow:0 16px 50px #00000040}.crm-access{color:#0e4349;background:#f2f7f7;place-items:center;min-height:100vh;padding:24px;display:grid}.crm-access section{background:#fff;border:1px solid #d7e3e3;border-radius:16px;max-width:560px;padding:36px}@media (width<=1200px){.crm-kpis{grid-template-columns:repeat(3,minmax(0,1fr))}.crm-rule-grid,.crm-lead-card dl,.crm-risk-card dl{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=860px){.crm-app{grid-template-rows:minmax(0,1fr) auto;grid-template-columns:1fr}.crm-sidebar{z-index:20;padding:7px max(8px,env(safe-area-inset-right)) calc(7px + env(safe-area-inset-bottom)) max(8px,env(safe-area-inset-left));grid-row:2;overflow:visible}.crm-brand,.crm-user{display:none}.crm-sidebar nav{grid-template-columns:repeat(4,minmax(0,1fr));gap:4px;width:100%;display:grid;overflow:visible}.crm-sidebar nav button{text-align:center;overflow-wrap:anywhere;width:100%;min-width:0;min-height:48px;padding:7px 4px;font-size:10px;line-height:1.15}.crm-sidebar nav button.active{box-shadow:inset 0 -3px var(--crm-teal)}.crm-main{grid-row:1;padding:0 14px 28px}.crm-topbar{min-height:82px;padding:14px 0}.crm-topbar .kicker{display:none}.crm-topbar h1{font-size:23px}.crm-top-actions .secondary{display:none}.crm-kpis{grid-template-columns:repeat(2,minmax(0,1fr));padding-bottom:4px;display:grid;overflow:visible}.crm-kpi{min-width:0}.crm-two-columns,.crm-lead-grid,.crm-risk-grid,.crm-rule-grid{grid-template-columns:1fr}.crm-toolbar{grid-template-columns:1fr 1fr}.crm-toolbar input{grid-column:1/-1}.crm-work-row{grid-template-columns:80px minmax(0,1fr)}.crm-work-row>b,.crm-work-row>.crm-status{display:none}.crm-task{grid-template-columns:86px minmax(0,1fr);gap:10px}.crm-task-controls,.crm-completed{grid-column:1/-1}.crm-finance-list>button{grid-template-columns:1fr auto}.crm-finance-list>button>span,.crm-finance-list>button>.crm-status{display:none}.crm-form-grid{grid-template-columns:repeat(2,minmax(0,1fr));padding:16px}.crm-modal-backdrop{padding:0}.crm-modal,.crm-modal.small{border-radius:0;width:100%;height:100%;max-height:none}.crm-modal>header{padding:13px 15px}.crm-modal-tabs{padding:8px 15px;top:69px}}@media (width<=520px){.crm-main{padding-inline:10px}.crm-topbar{gap:10px}.crm-top-actions .primary{min-height:40px;padding-inline:11px}.crm-toolbar{grid-template-columns:1fr}.crm-toolbar input{grid-column:auto}.crm-lead-card,.crm-risk-card{padding:15px}.crm-lead-head{display:grid}.crm-lead-card dl,.crm-risk-card dl{grid-template-columns:repeat(2,minmax(0,1fr))}.crm-card-actions{grid-template-columns:1fr 1fr;display:grid}.crm-card-actions button{grid-column:1/-1;margin:0}.crm-panel{padding:15px}.crm-panel-heading{align-items:flex-start}.crm-task{grid-template-columns:1fr}.crm-task-controls,.crm-completed{grid-column:auto}.crm-task-controls,.crm-form-grid{grid-template-columns:1fr}.crm-field.wide,.crm-form-action.wide,.crm-risk-summary.wide{grid-column:auto}.crm-form-action{display:grid}.crm-quick-contact{grid-template-columns:1fr 1fr;display:grid}.crm-modal>footer{background:#fff;position:sticky;bottom:0}.crm-delete-confirm{grid-template-columns:1fr;margin:0 15px 15px}}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}